VTechFusion Team
VTechFusion Technologies
Microsoft laid out a two-part pricing model for Copilot on September 25, 2026, separating everyday AI covered by a per-user license from advanced AI billed by usage.
Everyday AI: The Per-User License
The per-user license covers everyday Copilot use, including chat and integrations inside the Office apps.
Advanced AI: Copilot Credits
More advanced work — including Copilot Cowork, Code, Autopilot and the most capable models — runs on usage-based billing through Copilot Credits, Microsoft's common consumption currency for eligible AI services.
Default From November 2
From November 2, 2026, new Microsoft 365 Copilot Business licenses bought through the Cloud Solution Provider program will include usage-based billing by default, with the Azure subscription setup it requires.
Budget for Variable AI Spend
A flat per-seat price is easy to forecast; consumption billing is not. Before November, IT and finance teams should agree on spending limits, decide who can use advanced features, and set up reporting so the first usage-based invoice isn't a surprise.
Frequently Asked Questions
What does the Copilot per-user license cover?
Everyday Copilot use such as chat and Office app integrations.
What is billed through Copilot Credits?
Advanced work including Copilot Cowork, Code, Autopilot and the most capable models.
When does usage-based billing become the default?
From November 2, 2026, for new Microsoft 365 Copilot Business purchases through the CSP program.
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